Be Here Now
After taking a break for the holidays, we take a moment to realize the importance of "be here now," when it comes to this time of year, and the impact it can have not just on yourself, but your loved ones. Spending on gifts can also be an anxiety ridden time for everyone. But it doesn't have to be - make sure you don't let debt get the best of you with some tips on how to save money at Christmas.
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